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Ann Harris

Ann Harris
RE/MAX Professionals
Florence, SC 29506
Direct: 843-229-5638
Office: 843-667-0233

Contact Me

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Home Loan Information

Getting the right type of real estate home loan is an important part of the home buying process. In this section of my web site I have put together some basic information regarding the types of real estate home loans that are common in the market today.

Fixed-rate mortgages Fixed rate mortgages are mortgages where the interest rate stays the same for the entire term of the loan. The advantage to a fixed rate mortgage is that if you lock a relatively low rate, your payment won’t go up when rates do.

Adjustable-Rate Mortgages With an adjustable rate mortgage, the rate of the loan can change throughout the term of the loan. The rate of the loan is based on adding points to a fixed base.

Hybrid loans A hybrid loan combines a fixed period along with an adjustable component. Usually these loans are fixed for a period of time and then the loan becomes adjustable where it is dependant on current rates.

FHA real estate home loans An FHA loan is a loan in the United States that is insured by the Federal Housing Administration.

VA real estate home loans A VA loan is a loan in the United States guaranteed by the Veterans Administration. The loan may be issued by qualified lenders. The VA was designed to offer long-term financing to American Veterans or to their surviving spouses.

The free real estate Home Loan Request Form

If you’d like to receive more information about more specific home loan programs, then please contact me today

Provided courtesy of The Coastal Carolinas Association of REALTORS®.
© 2017 Coastal Carolinas Association of REALTORS® MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of the Coastal Carolinas Association of REALTORS® Multiple Listing Service. Real estate listings held by brokerage firms other than RE/MAX Professionals are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. The information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified.
Information last updated on 2017-08-18.

© 2017 Realtor Association of the Greater Pee Dee. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from R Realtor Association of the Greater Pee Dee and the Broker Reciprocity Program.sm. Real estate listings held by brokerage firms other than RE/MAX Professionals are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Information last updated on 2017-08-18.



Ann Harris | Direct: 843-229-5638 | Office: 843-667-0233 | Contact Me
127 North Dargan Street, Suite 200 - Florence, SC 29506
Copyright © 2017, All Rights Reserved

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